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Transferring money, paying bills, or making purchases digitally has undeniably made life much more convenient. Unified Payments Interface (UPI) changed the landscape and spearheaded this digital revolution.  But one often wonders how to transfer money without UPI ? Is it even possible? Indeed, there exist various efficient and secure money transfer methods. Whether you’re looking for alternatives due to lack of access, convenience, or personal preference, different options will cater to your requirements. Let's delve deep into the alternatives to UPI for digital transactions. 1. Bank Transfer Firstly, traditional bank transfers undoubtedly remain the most used method. You can do this through net banking or by visiting your bank physically. This mode stands reliable, safe, and familiar to everyone. All you need is the recipient's account number and bank (IFSC) code. Though it isn't as seamless and instant as UPI, it is a method that has stood the test of time. 2. NEFT/RTGS/I...

  UPI and enhancing payment experience. The digital world has transformed nearly every aspect of our lives, from how we communicate to how we purchase goods and services. The advantage of UPI, or Unified Payments Interface, is at the forefront of this revolution. UPI, developed by the National Payments Corporation of India, is an instant payment system that has spared us the trouble of adding beneficiaries for money transfers, entering their details, and then waiting for ICICI, HDFC or other banks to approve the addition. This new platform is making transactions faster, safer, and more efficient for millions of consumers, as it plays a significant role in enhancing payment experiences. Seamless and Instant Transactions The standout feature of UPI is its real-time and instant transaction process. Traditional modes of money transfers normally took a few hours to a couple of days' time. Now, with UPI, money transfers are done instantly, whether it's a Sunday or a bank holiday. Thi...